Existing Homeowners

Getting the most from the home you own

Whether you want to move into a bigger home, reduce or refinance your mortgage or use your home equity to borrow and save, you'll find a range of articles, advice, tips and tools that can help make it happen. When you're ready, contact a Ember Stone advisor.

Suggested Tools

Be mortgage-free faster

Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.

Unlock your equity with STEP

The Ember Total Equity Plan (STEP) allows you to tap into your home equity. You'll save with lower rates and get the funds you need to reach your goals. Use the Ember Total Equity Plan Calculator to see how Ember Stone can help you be a STEP ahead.

Articles for Homeowners

Own a home, not a mortgage

Discover easy ways to cut years off your mortgage without feeling the pinch.

Switching your mortgage to Ember Stone

6 smart questions to ask before you renew your mortgage.

Mortgage Options

STEP

Mortgage

  • You want more control over your borrowing by leveraging the equity in your home
  • You want to take advantage of various mortgage options
Learn More, STEP
Switch to Ember Stone

Mortgage

  • You want a hassle-free way to transfer your mortgage to Ember Stone

Learn More, Switch to Ember Stone
Ember Flex Value - Closed Term

Mortgage

  • Low rate and low payment fluctuating with Ember Stone prime rate

  • Option to convert to a fixed rate mortgage with no prepayment charges

Learn More, Ember Flex Value - Closed Term
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